No 3 - Procter & Gamble

Procter & Gamble -  one of the biggest consumer packaged goods provider and has a diverse geographical revenue from 180 countries


This stock is what most of the dividends investors looking for:

Has a healthy finances
Pays dividends over 50 years
Dividends grow rate 8-9% per year
Has a more room to grow (from emerging markets)

Bought 40 shares for 79.04
Dividend yield - 3.1%

Just some interesting fact: PG began (at 1837) as a  family-operated soap and candle company 

Share No2 - Wells Fargo

The  second share which goes into fund is Wells Fargo (WFC).

I was looking at this company for a while and decided to go ahead with purchase. Its quite conservative bank mainly focusing on traditional banking like: loans,mortgages, day to day banking. Exactly what I was looking for ...the bank which is not much involved into trading

Here is company description from finance page:

Wells Fargo & Company is an American multinational banking and financial services holding company with operations around the world. Wells Fargo is the fourth largest bank in the U.S. by assets and the largest bank by market capitalization. Wells Fargo is the second largest bank in deposits, home mortgage servicing, and debit cards. In 2011, Wells Fargo was the 23rd largest company in the United States. In 2012, Wells Fargo had more than 9,000 retail branches and over 12,000 automated teller machines in 39 states and the District of Columbia. A "Big Four bank", it has over 270,000 employees and over 70 million customers.As of July 12, 2013, Wells Fargo became the world's biggest bank by market capitalization, worth $236 billion, ousting ICBC as World's Biggest Bank.

I just want to add that they made great expansion during recent time. Wells Fargo bought Wachovia during the hard times recently so they expanded their operating area from west side to east side where Wachovia had retail banking network.

Interesting fact: In 2007 it was the only bank in the United States to be rated AAA by S&P !

Bought 50 shares, dividends yield 2.9%

First shares to my pension fund

The first stock which I add to my fund is "McDonalds" (MCD)

No need much introduction about this company. Its well known fast food brand all over world also one of my daughter favorite place for ice creams and happy meals, she just love it. I usualy take a coffe with a pie and my wife likes their salads so seems they have something for everyone

Some information about it from Reuters page:
McDonald’s Corporation franchises and operates McDonald’s restaurants in the global restaurant industry. These restaurants serve menu at various price points providing value in 119 countries globally. All restaurants are operated either by the Company or by franchisees, including conventional franchisees under franchise arrangements, and developmental licensees and foreign affiliated markets under license agreements. Under the conventional franchise arrangement, franchisees provide a portion of the capital required by initially investing in the equipment, signs, seating and decor of their restaurant businesses, and by reinvesting in the business over time. As of December 31, 2012, 34,480 restaurants in 119 countries at year-end 2012, 27,882 were franchised or licensed (including 19,869 franchised to conventional franchisees, 4,350 licensed to developmental licensees and 3,663 licensed to foreign affiliates (primarily Japan) and 6,598 were operated by the Company.


I just can add that they are paying dividends more than one decade and they constantly increasing. At the moment I purchased this stock the dividend yield is 3.42% and they pay them quarterly.


Bought 33 shares of MCD for price 94,16$ per share



Just interesting fact: McDonalds is the larges toy distrubutor in the word. They distributes 1.5 billion toys annually around the world. That is more than Toys R’ Us. Obviously, the reason is that each happy meal comes with a toy. In the U.S. nine out of ten kids between the ages of 3 and 9 eat at McDonalds once a month.

What's your opinion about my first stock?